Security: The Third Degree
Quick: what was the color and make of your firstborn's second car? In what year did your father remarry? What were your mortgage payments in 1993? Better get used to questions like this. As a new line of defense against identity thieves, a rapidly growing industry of data brokers is rushing to the rescue, aggregating public and private databases, and then selling that information in the form of multiple-choice questions to companies eager to trip up impersonators.
Instead of using information you give to your credit-card company—your pet's name, or your favorite movie—this type of verification makes use of information about you gleaned without your knowledge from public databases. Security: The Third Degree - Newsweek: International Editions - MSNBC.com
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