Forget phish, start fumigating for RATs (Remote access Trojans)
Forget phish. It's rats that are about to cause the most trouble for Internet users.
Clever computer criminals have recently become much more sophisticated in their attacks against online banks, experts say. The Internet is now awash in programs called "remote access Trojans," or RATs, that feed on online banking passwords.
Trojan horse programs have traditionally sneaked their way onto computers by posing as desirable free software, such as electronic greeting cards or file-sharing programs. The malicious programs are hidden, and like the Greek soldiers hidden in the famous wooden horse, jump out to attack once they're safely inside. But others are pushed onto computers without any interaction at all, through various software vulnerabilities. In that case, consumers would likely have no way of knowing their machine has been subdued. Forget phish, start fumigating for RATs - Security - MSNBC.com
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